/* ============================================================
   Blue Sky Mortgage Group — Design System
   Base: #0b1a2e  |  Accent: #4DA8FF  |  Light: #F7F9FC
   ============================================================ */

/* --- Custom Properties --- */
:root {
  --navy:         #0b1a2e;
  --navy-light:   #112240;
  --navy-mid:     #1a3a5c;
  --blue:         #4DA8FF;
  --blue-dark:    #2d8be8;
  --blue-dim:     rgba(77,168,255,0.12);
  --off-white:    #F7F9FC;
  --white:        #ffffff;
  --text:         #d6e4f7;
  --text-muted:   #7a9ab8;
  --border:       rgba(77,168,255,0.18);
  --border-soft:  rgba(255,255,255,0.08);
  --shadow:       0 4px 24px rgba(0,0,0,0.35);
  --shadow-card:  0 2px 12px rgba(0,0,0,0.25);
  --radius:       10px;
  --radius-sm:    6px;
  --transition:   0.22s ease;
  --font:         'Inter', 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  --font-display: 'Cormorant Garamond', 'Garamond', Georgia, 'Times New Roman', serif;
  --max-w:        1200px;
  --container-px: clamp(1.25rem, 5vw, 3rem);
}

/* --- Font Face (self-hosted woff2 — place files in /assets/fonts/) --- */
@font-face {
  font-family: 'Cormorant Garamond';
  src: url('../fonts/cormorant-garamond.woff2') format('woff2');
  font-weight: 300 600;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Inter';
  src: url('../fonts/inter-300.woff2') format('woff2');
  font-weight: 300;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Inter';
  src: url('../fonts/inter-400.woff2') format('woff2');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Inter';
  src: url('../fonts/inter-500.woff2') format('woff2');
  font-weight: 500;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Inter';
  src: url('../fonts/inter-600.woff2') format('woff2');
  font-weight: 600;
  font-style: normal;
  font-display: swap;
}

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font);
  font-weight: 400;
  font-size: 1rem;
  line-height: 1.7;
  color: var(--text);
  background: var(--navy);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, video { max-width: 100%; display: block; }

a {
  color: var(--blue);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover { color: #80c4ff; }

ul, ol { list-style: none; }

h1, h2, h3, h4, h5 {
  font-weight: 300;
  line-height: 1.2;
  color: var(--white);
  letter-spacing: -0.02em;
}
h1 { font-size: clamp(2.2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.7rem, 3.5vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.55rem); }
h4 { font-size: 1.1rem; font-weight: 500; }

p { margin-bottom: 1.1rem; color: var(--text); }
p:last-child { margin-bottom: 0; }

strong { font-weight: 600; color: var(--white); }

/* --- Layout --- */
.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 var(--container-px);
}

.section { padding: 5rem 0; }
.section--light {
  background: var(--off-white);
  color: #1a2e45;
}
.section--light h1,
.section--light h2,
.section--light h3,
.section--light h4 { color: var(--navy); }
.section--light p { color: #2d4a6a; }
.section--light a { color: var(--blue-dark); }
.section--light strong { color: var(--navy); }

.section--mid { background: var(--navy-light); }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.25rem; }

/* --- Header / Nav --- */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  height: 72px;
  display: flex;
  align-items: center;
  background: rgba(11,26,46,0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border-soft);
  transition: background var(--transition);
}
.site-header.scrolled {
  background: rgba(11,26,46,0.98);
}
.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.logo {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
  text-decoration: none;
  flex-shrink: 0;
}
.logo-mark {
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--white);
  letter-spacing: -0.01em;
}
.logo-sub {
  font-size: 0.68rem;
  font-weight: 400;
  color: var(--blue);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.main-nav { display: flex; align-items: center; }
.main-nav > ul {
  display: flex;
  align-items: center;
  gap: 0.25rem;
}
.main-nav a {
  display: block;
  padding: 0.45rem 0.85rem;
  font-size: 0.88rem;
  font-weight: 400;
  color: var(--text);
  border-radius: var(--radius-sm);
  white-space: nowrap;
  transition: color var(--transition), background var(--transition);
}
.main-nav a:hover { color: var(--white); background: rgba(255,255,255,0.07); }

.main-nav li.has-dropdown { position: relative; }
.main-nav .dropdown {
  display: none;
  position: absolute;
  top: calc(100% + 0.5rem);
  left: 0;
  min-width: 220px;
  background: var(--navy-light);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 0.5rem 0;
  box-shadow: var(--shadow);
}
.main-nav li.has-dropdown:hover .dropdown,
.main-nav li.has-dropdown:focus-within .dropdown { display: block; }
.main-nav .dropdown a {
  padding: 0.5rem 1rem;
  font-size: 0.85rem;
  border-radius: 0;
}

.nav-cta {
  background: var(--blue) !important;
  color: var(--navy) !important;
  font-weight: 600 !important;
  border-radius: var(--radius-sm) !important;
  padding: 0.5rem 1rem !important;
}
.nav-cta:hover { background: #80c4ff !important; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text);
  border-radius: 2px;
  transition: var(--transition);
}
.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* --- Video Hero (homepage only) --- */
.hero-video {
  position: relative;
  height: 100vh;
  min-height: 600px;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--navy);
}
.hero-video__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}
.hero-video__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(11,26,46,0.82) 0%,
    rgba(11,26,46,0.55) 50%,
    rgba(11,26,46,0.72) 100%
  );
}
.hero-video__content {
  position: relative;
  z-index: 2;
  max-width: 720px;
}
.hero-video__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 1.25rem;
}
.hero-video__eyebrow::before {
  content: '';
  display: block;
  width: 32px;
  height: 1px;
  background: var(--blue);
}
.hero-video h1 {
  font-family: var(--font-display);
  font-size: clamp(2.8rem, 7vw, 5rem);
  font-weight: 300;
  letter-spacing: -0.01em;
  line-height: 1.1;
  margin-bottom: 1.25rem;
}
.hero-video__sub {
  font-size: 1.15rem;
  font-weight: 300;
  color: var(--text);
  max-width: 560px;
  margin-bottom: 2rem;
}
.hero-video__ctas { display: flex; gap: 1rem; flex-wrap: wrap; }

/* --- Interior Page Hero --- */
.hero-interior {
  padding: 10rem 0 5rem;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 60%, #0f2d4a 100%);
  border-bottom: 1px solid var(--border);
  position: relative;
  overflow: hidden;
}
.hero-interior::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(77,168,255,0.07) 0%, transparent 70%);
  pointer-events: none;
}
.hero-interior__eyebrow {
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 1rem;
}
.hero-interior h1 { margin-bottom: 1rem; max-width: 800px; }
.hero-interior__sub {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 600px;
  margin-bottom: 1.75rem;
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.8rem 1.75rem;
  font-family: var(--font);
  font-size: 0.92rem;
  font-weight: 500;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
  border: 1.5px solid transparent;
  text-decoration: none;
  white-space: nowrap;
}
.btn--primary {
  background: var(--blue);
  color: var(--navy);
  border-color: var(--blue);
}
.btn--primary:hover {
  background: #80c4ff;
  border-color: #80c4ff;
  color: var(--navy);
  transform: translateY(-1px);
}
.btn--ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.3);
}
.btn--ghost:hover {
  border-color: var(--blue);
  color: var(--blue);
  background: var(--blue-dim);
}
.btn--sm { padding: 0.55rem 1.2rem; font-size: 0.85rem; }

/* --- Trust Bar --- */
.trust-bar {
  background: var(--navy-light);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 2.25rem 0;
}
.trust-bar__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  text-align: center;
}
.trust-stat__number {
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  font-weight: 300;
  color: var(--blue);
  letter-spacing: -0.03em;
  line-height: 1;
  margin-bottom: 0.35rem;
}
.trust-stat__label {
  font-size: 0.8rem;
  color: var(--text-muted);
  font-weight: 400;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

/* --- Cards --- */
.card {
  background: var(--navy-light);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.75rem;
  transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
}
.card:hover {
  border-color: rgba(77,168,255,0.4);
  box-shadow: 0 8px 32px rgba(0,0,0,0.3);
  transform: translateY(-2px);
}
.card__icon {
  width: 42px;
  height: 42px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--blue-dim);
  border-radius: var(--radius-sm);
  margin-bottom: 1.1rem;
  color: var(--blue);
}
.card__icon svg { width: 22px; height: 22px; stroke: currentColor; fill: none; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
.card h3 { font-size: 1.1rem; font-weight: 500; margin-bottom: 0.65rem; color: var(--white); }
.card p { font-size: 0.9rem; color: var(--text-muted); margin-bottom: 1rem; }
.card a.card__link {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--blue);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}
.card a.card__link:hover { color: #80c4ff; gap: 0.55rem; }

/* --- Section Headers --- */
.section-header { text-align: center; margin-bottom: 3rem; }
.section-header__eyebrow {
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 0.75rem;
}
.section-header h2 { margin-bottom: 0.75rem; }
.section-header p { color: var(--text-muted); max-width: 560px; margin: 0 auto; }

/* --- FAQ Accordion --- */
.faq-list { max-width: 780px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid var(--border);
}
.faq-item:first-child { border-top: 1px solid var(--border); }
.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 0;
  background: none;
  border: none;
  text-align: left;
  cursor: pointer;
  font-family: var(--font);
  font-size: 1rem;
  font-weight: 500;
  color: var(--white);
  transition: color var(--transition);
}
.faq-question:hover { color: var(--blue); }
.faq-question svg {
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  stroke: var(--blue);
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  transition: transform var(--transition);
}
.faq-item.open .faq-question svg { transform: rotate(45deg); }
.faq-answer {
  display: none;
  padding-bottom: 1.25rem;
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.75;
}
.faq-answer p { color: var(--text-muted); }
.faq-item.open .faq-answer { display: block; }

/* --- Rate Table --- */
.rate-table-wrap { overflow-x: auto; }
.rate-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.92rem;
}
.rate-table th {
  background: var(--navy-mid);
  color: var(--blue);
  font-weight: 500;
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.85rem 1.1rem;
  text-align: left;
  border-bottom: 2px solid var(--border);
}
.rate-table td {
  padding: 0.85rem 1.1rem;
  border-bottom: 1px solid var(--border-soft);
  color: var(--text);
  vertical-align: middle;
}
.rate-table tr:hover td { background: rgba(77,168,255,0.04); }
.rate-table .rate-highlight { color: var(--blue); font-weight: 600; font-size: 1.05rem; }
.rate-updated {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-bottom: 1.25rem;
}
.rate-updated::before {
  content: '';
  display: block;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #22c55e;
}

/* --- Calculator --- */
.calc-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: start;
}
.calc-form { display: flex; flex-direction: column; gap: 1.25rem; }
.form-group { display: flex; flex-direction: column; gap: 0.4rem; }
.form-group label {
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--text-muted);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.form-group input,
.form-group select {
  background: var(--navy-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 0.75rem 1rem;
  font-family: var(--font);
  font-size: 0.95rem;
  color: var(--white);
  transition: border-color var(--transition);
  width: 100%;
}
.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--blue);
}
.form-group select { cursor: pointer; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.calc-results {
  background: var(--navy-light);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2rem;
}
.calc-results h3 {
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 1.75rem;
}
.calc-result-main {
  text-align: center;
  padding: 1.5rem;
  background: var(--blue-dim);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  margin-bottom: 1.5rem;
}
.calc-result-main .result-label {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-muted);
  margin-bottom: 0.4rem;
}
.calc-result-main .result-value {
  font-size: 2.5rem;
  font-weight: 300;
  color: var(--blue);
  letter-spacing: -0.03em;
  line-height: 1;
}
.calc-breakdown { display: flex; flex-direction: column; gap: 0.75rem; }
.calc-breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.6rem 0;
  border-bottom: 1px solid var(--border-soft);
  font-size: 0.88rem;
}
.calc-breakdown-row:last-child { border-bottom: none; }
.calc-breakdown-row .b-label { color: var(--text-muted); }
.calc-breakdown-row .b-value { color: var(--white); font-weight: 500; }
.cmhc-note {
  margin-top: 1.25rem;
  padding: 0.85rem 1rem;
  background: rgba(251,191,36,0.08);
  border: 1px solid rgba(251,191,36,0.2);
  border-radius: var(--radius-sm);
  font-size: 0.82rem;
  color: #f5c842;
}
.calc-disclaimer {
  margin-top: 1.25rem;
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* --- Breadcrumb --- */
.breadcrumb {
  padding: 0.85rem 0;
  font-size: 0.8rem;
  color: var(--text-muted);
}
.breadcrumb a { color: var(--text-muted); }
.breadcrumb a:hover { color: var(--blue); }
.breadcrumb__sep { margin: 0 0.4rem; }

/* --- CTA Band --- */
.cta-band {
  background: linear-gradient(135deg, var(--navy-light) 0%, #0d2540 100%);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 4.5rem 0;
  text-align: center;
}
.cta-band h2 { margin-bottom: 0.75rem; }
.cta-band p { color: var(--text-muted); margin-bottom: 2rem; max-width: 500px; margin-left: auto; margin-right: auto; }
.cta-band__btns { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

/* --- Process Steps --- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; counter-reset: steps; }
.step {
  counter-increment: steps;
  padding: 1.75rem;
  background: var(--navy-light);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  position: relative;
}
.step::before {
  content: counter(steps, decimal-leading-zero);
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  color: var(--blue);
  margin-bottom: 0.85rem;
}
.step h3 { font-size: 1rem; font-weight: 500; margin-bottom: 0.5rem; }
.step p { font-size: 0.88rem; color: var(--text-muted); margin-bottom: 0; }

/* --- Inline CTA (within copy) --- */
.inline-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--blue);
  font-weight: 500;
  font-size: 0.95rem;
}
.inline-cta:hover { color: #80c4ff; }

/* --- Highlight Box --- */
.highlight-box {
  background: var(--blue-dim);
  border: 1px solid var(--border);
  border-left: 3px solid var(--blue);
  border-radius: var(--radius-sm);
  padding: 1.25rem 1.5rem;
  margin: 1.75rem 0;
}
.highlight-box p { color: var(--text); margin-bottom: 0; }

/* --- Two-Col Content --- */
.content-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}
.content-grid .prose h2 { font-size: clamp(1.5rem, 3vw, 2rem); margin-bottom: 1rem; }
.prose p { margin-bottom: 1.1rem; }
.prose ul { margin: 1rem 0 1.25rem 0; }
.prose ul li {
  position: relative;
  padding-left: 1.35rem;
  margin-bottom: 0.5rem;
  font-size: 0.95rem;
  color: var(--text);
}
.prose ul li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.6em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--blue);
}

/* light section prose overrides */
.section--light .prose ul li { color: #2d4a6a; }
.section--light .prose ul li::before { background: var(--blue-dark); }

/* --- Footer --- */
.site-footer {
  background: #060f1e;
  border-top: 1px solid var(--border-soft);
  padding: 4rem 0 2rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 2.5rem;
  margin-bottom: 3rem;
}
.footer-brand p {
  font-size: 0.88rem;
  color: var(--text-muted);
  margin-top: 1rem;
  max-width: 280px;
}
.footer-license {
  font-size: 0.75rem !important;
  color: #4a6a8a !important;
  margin-top: 0.5rem !important;
}
.site-footer h4 {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 1rem;
}
.site-footer ul li { margin-bottom: 0.5rem; }
.site-footer ul li a {
  font-size: 0.88rem;
  color: var(--text-muted);
  transition: color var(--transition);
}
.site-footer ul li a:hover { color: var(--white); }
.footer-bottom {
  border-top: 1px solid var(--border-soft);
  padding-top: 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
}
.footer-bottom p { font-size: 0.78rem; color: #4a6a8a; margin-bottom: 0; }
.footer-bottom a { color: #4a6a8a; }
.footer-bottom a:hover { color: var(--blue); }

/* --- Utilities --- */
.text-center { text-align: center; }
.text-blue { color: var(--blue); }
.mb-0 { margin-bottom: 0 !important; }
.mt-2 { margin-top: 2rem; }
.mt-3 { margin-top: 3rem; }

/* --- Responsive --- */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .content-grid { gap: 2.5rem; }
}

@media (max-width: 900px) {
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .trust-bar__grid { grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
  .calc-wrap { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .content-grid { grid-template-columns: 1fr; gap: 2rem; }
}

@media (max-width: 768px) {
  .section { padding: 3.5rem 0; }

  .main-nav {
    display: none;
    position: fixed;
    top: 72px;
    left: 0;
    right: 0;
    bottom: 0;
    background: var(--navy);
    padding: 2rem var(--container-px);
    overflow-y: auto;
    flex-direction: column;
    align-items: flex-start;
  }
  .main-nav.open { display: flex; }
  .main-nav > ul { flex-direction: column; width: 100%; gap: 0; }
  .main-nav > ul > li { width: 100%; }
  .main-nav > ul > li > a {
    padding: 0.9rem 0;
    font-size: 1rem;
    border-bottom: 1px solid var(--border-soft);
    border-radius: 0;
  }
  .main-nav .dropdown {
    display: block;
    position: static;
    background: none;
    border: none;
    box-shadow: none;
    padding: 0 0 0 1rem;
  }
  .main-nav .dropdown a { font-size: 0.9rem; color: var(--text-muted); }

  .nav-toggle { display: flex; }

  .hero-video h1 { font-size: clamp(2.2rem, 8vw, 3.2rem); }
  .hero-video__ctas { flex-direction: column; align-items: flex-start; }

  .grid-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }

  .cta-band__btns { flex-direction: column; align-items: center; }

  .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .trust-bar__grid { grid-template-columns: 1fr 1fr; }
  .hero-interior { padding: 8rem 0 3.5rem; }
}