When we sit down, I map the documents the lender will actually ask for — income proof, credit details, property particulars — so nothing arrives late. I flag gaps early, such as missing tax slips or unclear down‑payment sources, because lenders pause files the moment something does not line up. That upfront sorting keeps the mortgage moving instead of stalling in a queue.
I also match the file to the lender whose appetite fits the profile: some want clean salaried income, others handle self‑employed or rental revenue more smoothly. Picking the right door the first time avoids re‑work and keeps the timeline realistic. You leave knowing exactly what comes next and why.
Blue Sky Paragon Mortgage Corporation is registered with the BC Financial Services Authority. You deal with the broker directly — not a call centre.
Ho Lun (Jensen) Tam is the BCFSA-registered Designated Individual of Blue Sky Paragon Mortgage Corporation in Richmond, BC. Verify his registration directly with the regulator.
Jensen Tam will look at your situation and tell you what is realistic — no cost, no obligation.