Vancouver BC Mortgage Broker
Vancouver carries the highest price tier in the region, so the foreign buyer ban, the vacancy/speculation tax, and BC's property transfer tax rules come up in almost every conversation here in a way they don't in the suburbs. The west side is still mostly condo and townhouse purchases; the east side has more of a mix, including older detached homes affected by the city's 2023 zoning reform allowing up to six units on a single lot, which has created financing situations we didn't see a few years ago, like buyers taking out construction financing to convert a single-family lot into a multiplex.
Services in Vancouver
- First-Time Home Buyer Mortgages
- Mortgage Refinancing
- Mortgage Renewal
- Self-Employed Mortgages
- HELOC
- Investment Property Financing
Why Choose Blue Sky in Vancouver?
We spend more time in Vancouver than in any other city walking clients through the foreign buyer ban, speculation tax, and transfer tax exemptions, because getting those wrong can cost far more than a rate difference. For the newer multiplex zoning, we work with lenders who understand construction-to-permanent financing for a lot going from one unit to several.
Neighbourhoods we work in around Vancouver
We regularly finance purchases and refinances across the West Side, East Vancouver and Downtown.
FAQ
Are you a mortgage broker in Vancouver?
Yes — Blue Sky Mortgage is a licensed BC mortgage brokerage serving Vancouver, working with 50+ lenders on purchases, refinances, and renewals for local buyers and homeowners.
How does the foreign buyer ban affect getting a mortgage in Vancouver?
It restricts who can purchase, not how the mortgage itself works, but it changes which buyers we can act for and how we structure a purchase involving a non-resident co-signer or guarantor, so we check eligibility before quoting rates.
Nearby cities we serve
Talk it through with a broker
Jensen Tam will look at your situation and tell you what is realistic — no cost, no obligation.